How To Track Your EPFO Claim Online, On Umang App, Or Via SMS
For millions of salaried professionals, the Employees’ Provident Fund (EPF) remains a key pillar of financial security. Regularly monitoring your EPF balance helps track savings growth and ensures transparency in contributions. According to financial experts, the Employees’ Provident Fund Organisation (EPFO) has simplified the process, allowing members to check balances and claim status through multiple platforms. Whether online, through the Umang app, or even by SMS, subscribers can now access their PF details within minutes without visiting any branch.
A login page will appear where users must enter their Universal Account Number (UAN), password, and captcha. Once logged in, members can view claim updates, check employer contributions, and track account balance on the dashboard. Experts suggest verifying that your UAN is activated and linked with Aadhaar, PAN, and bank account to ensure seamless access and transactions.
Once logged in, search for the “EPFO” section and select Employee Centric Services. Choose the Track Claim option, enter your UAN, and click on “Get OTP.” After entering the OTP received on your registered number, you’ll be redirected to your PF dashboard. There, you can check your latest contributions, pending claims, and withdrawal status.
According to experts, the Umang app is particularly useful for users who move between jobs frequently, as it allows easy access to consolidated EPF details from multiple employers under a single UAN.
What makes this feature inclusive is its multilingual support. In addition to English and Hindi, subscribers can use regional languages such as Tamil, Telugu, Kannada, Malayalam, Marathi, Gujarati, Punjabi, and Bengali. This ensures accessibility for a wider base of employees across the country.
Additionally, ensuring that your contact details and KYC information are always updated minimises issues during claim processing or fund transfers when changing jobs.
For salaried individuals, especially those in the private sector, these online tools eliminate the need to physically visit EPFO offices, saving time and improving convenience.
Disclaimer: This article is intended for informational purposes only. The details mentioned are subject to change based on EPFO updates. Users are advised to verify information through official channels and consult a certified financial advisor for personalised guidance.
Check EPF Balance and Claim Status Online
EPFO subscribers can view their provident fund details through the official EPFO website. After visiting the homepage, navigate to the ‘Services’ section on the top bar and select ‘For Employees’. From there, click on the ‘Know Your Claim Status’ option.A login page will appear where users must enter their Universal Account Number (UAN), password, and captcha. Once logged in, members can view claim updates, check employer contributions, and track account balance on the dashboard. Experts suggest verifying that your UAN is activated and linked with Aadhaar, PAN, and bank account to ensure seamless access and transactions.
How to Use the Umang App for EPF Services
The government-backed Umang app provides a convenient alternative for those who prefer mobile-based access. It consolidates various public services, including EPFO, into a single platform. After downloading the app, users can log in using their registered mobile number.Once logged in, search for the “EPFO” section and select Employee Centric Services. Choose the Track Claim option, enter your UAN, and click on “Get OTP.” After entering the OTP received on your registered number, you’ll be redirected to your PF dashboard. There, you can check your latest contributions, pending claims, and withdrawal status.
According to experts, the Umang app is particularly useful for users who move between jobs frequently, as it allows easy access to consolidated EPF details from multiple employers under a single UAN.
Check Your EPF Balance via SMS
For members without internet access, the EPFO also allows balance checks through a simple text message. Using your registered mobile number, send an SMS in the format ‘EPFOHO UAN’ to 7738299899. Within seconds, you’ll receive a message with your latest PF balance, recent contributions, and the last update date.What makes this feature inclusive is its multilingual support. In addition to English and Hindi, subscribers can use regional languages such as Tamil, Telugu, Kannada, Malayalam, Marathi, Gujarati, Punjabi, and Bengali. This ensures accessibility for a wider base of employees across the country.
Why Checking Your EPF Balance Regularly Matters
Experts emphasise that regularly reviewing your PF balance helps detect errors in employer contributions, ensures that interest accruals are accurate, and assists in financial planning. It also helps identify inactive accounts, which can be merged to avoid missed interest. For employees nearing retirement or planning partial withdrawals, keeping track of their claim status can prevent last-minute delays.Additionally, ensuring that your contact details and KYC information are always updated minimises issues during claim processing or fund transfers when changing jobs.
Digital Push Makes EPFO Access Easier
The EPFO’s recent push towards digitisation has made account management more transparent and efficient. Features such as online claim settlement, Aadhaar seeding, and instant e-nomination have further simplified the process. Financial analysts note that these developments reflect the government’s broader effort to promote digital inclusion and financial literacy among the working population.For salaried individuals, especially those in the private sector, these online tools eliminate the need to physically visit EPFO offices, saving time and improving convenience.
Disclaimer: This article is intended for informational purposes only. The details mentioned are subject to change based on EPFO updates. Users are advised to verify information through official channels and consult a certified financial advisor for personalised guidance.
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