Top 10 PM Kisan Yojana Schemes for Indian Farmers in 2025: Benefits, Eligibility & How to Apply

India’s agricultural landscape is evolving, and so are the efforts to uplift its farmers. Through the Pradhan Mantri Kisan initiatives, the government is empowering farmers with financial aid, insurance, modern technology, and infrastructure support. These schemes aim to boost productivity, income, and long-term sustainability, especially for small and marginal farmers. Here’s a crisp look at the top 10 government-backed PM Kisan schemes that are transforming Indian agriculture.

1. PM-Kisan Samman Nidhi
A flagship scheme that provides ₹6,000 annually to eligible farmers in three equal instalments, directly credited to their bank accounts. This helps cover essential farming needs like seeds, fertilisers, and tools.

Where to apply: pmkisan.gov.in or visit a Common Service Centre (CSC).

2. PM-Kisan Maan Dhan Yojana
Offers a monthly pension of ₹3,000 to small and marginal farmers after they turn 60. Farmers contribute a nominal amount monthly, matched by the government.

Where to apply: LIC branches, CSCs, or the Maandhan portal.

3. PM Dhan Dhanya Krishi Yojana (Launched in July 2025)
Aimed at strengthening grain and crop storage facilities, this new scheme supports the creation of post-harvest infrastructure to cut losses and improve farm returns.

Where to apply: State agriculture department websites or local agriculture offices.

4. PM Fasal Bima Yojana (PMFBY)
Protects farmers against crop losses from natural calamities, pests, and diseases. Farmers pay a minimal premium, with the rest covered by the government.

Where to apply: PMFBY portal, banks, or CSCs.

5. PM Krishi Sinchayee Yojana (PMKSY)
Focused on irrigation support, this scheme promotes micro-irrigation systems like drip and sprinkler setups under the motto “Har Khet Ko Pani”.

Where to apply: Local agriculture departments or state portals.

6. Crop Insurance Schemes
In addition to PMFBY, several state-specific crop insurance plans are in place to offer risk protection against climate and yield uncertainties.

Where to apply: Nearby banks, insurance agents, or agriculture offices.

7. Krishi UDAN Scheme
Helps farmers in remote areas transport perishable produce by air to major markets. It reduces spoilage and boosts profits for fruit and vegetable growers.

Where to apply: Contact local mandis or Farmer Producer Organisations (FPOs).

8. Kisan ATMA Yojana
This scheme empowers farmers with training and exposure to modern farming techniques , promoting better crop management and innovation.

Where to apply: Reach out to Krishi Vigyan Kendras or district agriculture offices.

9. Direct Benefit Transfer (DBT) in Agriculture
Ensures subsidies for seeds, fertilisers, and more go straight into farmers’ bank accounts, cutting out middlemen and ensuring transparency.

Where to apply: Register with the agriculture department and link Aadhaar with the bank account.

10. Jaivik Kheti Scheme
Supports organic farming by offering training, certification, and market linkages. It promotes a chemical-free approach and boosts demand for organic produce.

Where to apply: jaivikkheti.in or consult with local agricultural officers.

The PM Kisan schemes reflect a strong commitment to empower India's farming community. By making resources, insurance, technology, and financial aid more accessible, these schemes aim to secure a better future for millions of farmers across the country.