Cybersecurity 101: How to Secure Your Data and Bank Accounts

May 27, 2025

NewsPoint

Use Strong, Unique Passwords

Create complex passwords with a mix of letters, numbers, and symbols. Avoid using the same password across platforms. A password manager can help you keep track and stay secure effortlessly.

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Enable Two-Factor Authentication (2FA)

Add an extra layer of protection by enabling 2FA on your accounts. This means even if someone gets your password, they can’t access your account without a second verification step.

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Monitor Bank Statements Regularly

Review your bank and credit card statements often. Spotting unauthorized charges early allows you to act quickly, dispute transactions, and secure your account from further fraud.

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Avoid Public Wi-Fi for Transactions

Never make financial transactions or log into sensitive accounts over public Wi-Fi. If necessary, use a VPN to encrypt your connection and keep prying eyes away.

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Update Software Frequently

Always install updates for your operating systems, apps, and antivirus programs. These updates often fix vulnerabilities that hackers can exploit to steal data or money.

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Use Secure Websites Only

Before entering personal or financial information online, ensure the website uses HTTPS (look for the padlock icon). This ensures data is encrypted during transmission.

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Be Wary of Phishing Scams

Don’t click on suspicious links or download attachments from unknown sources. Phishing emails often mimic trusted brands to trick you into revealing sensitive info.

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Back Up Important Data

Keep secure backups of important files on cloud storage or external drives. In case of ransomware attacks or device failures, your data remains safe and retrievable.

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Freeze or Monitor Your Credit

Place a credit freeze or sign up for credit monitoring to prevent identity theft. It stops unauthorized parties from opening accounts in your name without your approval.

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Use Alerts and Notifications

Set up alerts for transactions, logins, or changes to account settings. Immediate notifications help you catch suspicious activity before it causes serious damage.

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Thanks For Reading!

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