Jun 4, 2025
By: Alisha GargBefore shopping, calculate how much you can afford including EMIs, insurance, and fuel. Don’t spend your entire savings on the car alone. Always keep emergency funds aside.
New cars offer the latest features and warranty, while used cars are budget-friendly. Check the condition, service history, and previous ownership of used cars. Certified pre-owned options are safer for beginners.
Assess your daily usage, family size, and travel distance. Hatchbacks are great for city use, while SUVs suit longer trips and rough roads. Pick a model that fits your lifestyle.
Compare petrol, diesel, and electric options based on running costs and availability. Petrol cars are ideal for occasional users; diesel suits heavy users. EVs are rising in popularity but depend on charging infrastructure.
Car insurance is mandatory in most countries. Compare different providers and policy types—comprehensive plans offer better coverage. Understand deductibles, no-claim bonuses, and renewal procedures.
Don’t just look at the car’s price—check the long-term maintenance cost too. Choose a brand with easily available spare parts and reliable service networks. Maintenance-friendly cars save money in the long run.
Always test drive to get a feel of the car’s comfort, controls, and handling. Test it on different roads to evaluate performance. Don’t rely only on online reviews.
Explore car loans, down payment requirements, interest rates, and tenure. Get pre-approved for a loan to streamline the buying process. Compare offers from different banks or NBFCs.
Some cars hold their value better than others over time. Research depreciation trends of the model you're interested in. Brands with strong resale value offer better returns in the future.
Ensure you get all documents like RC, insurance papers, and owner’s manual. Check for manufacturer warranty and any service benefits. If buying used, verify if loan or fines are cleared.
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