Gurgaon vs Bengaluru: Same job, same pay, but Gurgaon burns Rs 10,000 more each month. CA explains how

Hero Image
Newspoint
So, you land your dream job, the paycheck looks great on paper, and life feels sorted—until your city decides to chew up a big chunk of it. The truth? Not all paychecks stretch the same way everywhere. For CA Meenal Goel, moving from Bengaluru to Gurgaon was a reality check that turned into a Rs 10,000-per-month lesson in how geography silently shapes your savings, lifestyle, and even your risk-taking ability.

When Meenal first shifted to Gurgaon, the rent hit like a truck. A decent 1BHK close to the office cost her around Rs 25,000, not even counting maintenance and utilities. Add eating out a few times a week—Rs 6,000 to Rs 8,000 gone—plus cabs, groceries, and weekend plans, and suddenly the monthly outflow was touching Rs 45,000.

Bengaluru told a different story. The same kind of apartment came in at about Rs 18,000. Groceries and meals were marginally cheaper, and even autos and cabs didn’t feel like highway robbery. Her monthly spend there? Around Rs 35,000.

At first glance, Rs 10,000 a month may not feel life-changing. But stretch it out over a year, and that’s more than a lakh gone—money that could’ve been saved, invested, or used to explore side hustles. That gap, she says, made all the difference in how confidently she could take risks beyond her 9-to-5. The takeaway? Ambition isn’t just about effort and hustle—it also depends on where you plant your roots. Some cities push you to the edge of your paycheck, while others leave enough breathing room to dream bigger.



Internet reacts
Some users felt the point was spot on, saying the cost of living really changes everything when you’re starting out and that Gurgaon definitely feels heavier on the pocket. Others shared personal experiences, noting that after living in both cities, Bengaluru always felt more sustainable, with a vibe that influences spending habits too. A few pointed out that salaries in Gurgaon are often higher, which may offset the extra expenses, though comfort still takes a hit. Some were surprised to learn Bengaluru can actually be cheaper than Gurgaon. Others summed it up by saying the same salary buys different freedoms depending on the city, and ambition grows faster when lifestyle costs don’t eat into income.