Home Loan Tips: Cut 5 Years Off Your Home Loan By Tweaking EMI Strategy

For most Indian families, a home loan is one of the biggest financial commitments they will ever take on. Choosing the right loan tenure and EMI amount can have a significant impact on long-term savings. While many opt for longer tenures to keep monthly payments low, experts suggest that even a modest increase in your EMI can lead to huge savings in interest over time. Let’s understand how a Rs 65 lakh loan can be optimised to save lakhs and reduce repayment years.