Retirement Planning Calculations: How 5 Years Can Cost You Crores

For investors with long-term goals like retirement, understanding the power of compounding can make the difference between modest gains and significant wealth creation. The sooner you begin, the more time your money has to grow. Compounding doesn’t just reward how much you invest—it rewards how long you stay invested. Even a few years of delay can mean a substantial difference in your final corpus. This article explores how sustained investing through SIPs over longer durations can build far greater wealth than short-term, high-value commitments.