Downtime alert for HDFC Bank UPI services for July 2025: Dates and what will work and not

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HDFC Bank has announced a scheduled maintenance which will temporarily disable its Unified Payments Interface (UPI) on two dates in November 2025. The maintenance windows are scheduled for July 3, 2025 to July 4, 2025. The essential system maintenance will begin at 11:45 PM on July 3 and will go on till July 4, 2025 at 1:15 AM. The downtime will be of 90 minutes.

During these downtimes, customers will be unable to conduct any UPI transactions through multiple platforms, including HDFC Bank's MobileBanking app, Google Pay, WhatsApp Pay, Paytm, and other UPI apps having HDFC Bank account linked. The suspension affects both financial and non-financial transactions for HDFC Bank current and savings account holders, as well as RuPay Credit Card users.

Merchants using HDFC Bank's UPI acquisition services will also experience a complete halt in UPI transaction processing during the maintenance periods.

The bank has also asked the users to use PayZapp wallet for all their transactions during the scheduled downtime.

The scheduled maintenance aims to enhance the bank's digital banking services and improve overall system efficiency. While UPI services will be unavailable, other banking channels such as net banking, ATMs, and credit/debit card transactions are expected to function normally.

"We appreciate your understanding and cooperation as we work to enhance the efficiency of our services. Thank you for your continued trust," HDFC Bank stated in its customer advisory.

The bank expects services to resume immediately after the completion of each maintenance window.