Buying a House? Don’t Skip These Essential Checks

Oct 6, 2025

Ashwini BN

Verify Legal Title

Always check the property’s title deed to ensure the seller has the legal right to sell. Look for clear ownership history and no disputes or encumbrances. A clean title saves future legal hassles.

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Check Property Approvals

Confirm the property has all required municipal and regulatory approvals. Building permits, land-use certificates, and occupancy certificates are essential to avoid fines or future demolition risks.

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Inspect the Property Physically

Visit the property in person. Check for structural issues, water leaks, electrical systems, and overall condition. A thorough inspection helps uncover hidden problems before purchase.

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Review the Sale Agreement Carefully

Examine the sale agreement for terms, payment schedule, and penalties. Ensure clauses are clear, fair, and protect your rights. Legal guidance is recommended for foolproof clarity.

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Check Loan Eligibility & Financing

If taking a mortgage, pre-check loan eligibility, interest rates, and repayment options. Understanding your financing ensures affordability and prevents last-minute rejections.

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Assess Neighborhood & Amenities

Research the neighborhood for safety, connectivity, schools, hospitals, and daily conveniences. Visiting at different times helps gauge noise, traffic, and overall livability.

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Evaluate Property Market Value

Compare prices of similar properties nearby to ensure you’re paying a fair price. Avoid overpaying by reviewing market trends and expert property valuations.

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Understand Maintenance & Taxes

Know the property’s maintenance costs, property tax obligations, and any society fees. Hidden recurring expenses can impact your budget and long-term affordability.

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Conduct Legal & Financial Due Diligence

Check for pending lawsuits, unpaid dues, or mortgages linked to the property. Verifying the financial and legal background protects you from unexpected liabilities.

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Thanks For Reading!

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