How To Check Your EPF Balance: A Guide For UAN & Non-UAN Holders

The Employees’ Provident Fund (EPF) serves as a significant saving mechanism for salaried individuals in India. Both employees and employers contribute equally towards the EPF, which can be accessed upon retirement or when switching jobs. Given its importance, checking your EPF balance regularly is essential, especially when planning withdrawals, taking loans against the balance, or monitoring the interest accrued. Here’s a detailed guide on how to check your EPF balance through various methods, both with and without your Universal Account Number (UAN).

Methods to Check EPF Balance
There are multiple ways to check your EPF balance, each providing convenient access whether or not you have your UAN number handy.

Checking EPF Balance via SMS

One of the simplest methods to check your EPF balance is by sending an SMS. Here’s how

1. Send an SMS to 7738299899.
   
2. Format the message as 'EPFOHO UAN ENG'.
   
   
   • 'ENG' denotes the language preference (English in this case). You can use the first three letters of your preferred language such as 'HIN' for Hindi or 'MAR' for Marathi.
     

Languages Available for SMS Service

• English (ENG)
  
• Hindi (HIN)
  
• Punjabi (PUN)
  
• Gujarati (GUJ)
  
• Marathi (MAR)
  
• Kannada (KAN)
  
• Telugu (TEL)
  
• Tamil (TAM)
  
• Malayalam (MAL)
  
• Bengali (BEN)
  

Prerequisites for SMS Service

• UAN must be active and linked with your bank account, Aadhaar, and PAN.
  

Checking EPF Balance by Missed Call

Another convenient method is by giving a missed call

1. Give a missed call to 9966044425 from your registered mobile number.
   
2. Receive an SMS with your EPF details.
   

Prerequisites for Missed Call Service

• UAN should be activated.
  
• Your mobile number should be registered with the UAN.
  
• UAN should be linked with PAN, Aadhaar, and bank account.
  

Checking EPF Balance via EPFO Portal

For a more detailed view of your EPF balance, you can use the EPFO online portal

1. Visit the EPF portal and navigate to the ‘For Employees’ section under ‘Services’.
   
2. Click on ‘Member Passbook’.
   
3. Log in with your UAN and password, and fill in the Captcha.
   
4. Enter the OTP sent to your Aadhaar-linked phone number and click ‘Verify’.
   
5. View your PF account balance displayed on the screen.
   

Prerequisites for EPFO Portal

• UAN must be activated and registered on the EPFO Portal.
  
• The facility to view the passbook is available six hours after registering on the EPFO Portal.
  
• The passbook shows the latest entries reconciled by the EPFO Field Offices.
  
• Exempted establishment members and private trusts cannot view their EPF balance on the EPFO Portal.
  

Checking EPF Balance via UMANG App

The Unified Mobile Application for New-age Governance (UMANG) app offers a convenient way to check your EPF balance

1. Download the UMANG app from Google Play Store or App Store.
   
2. Log in to the app and navigate to the ‘Social Security’ option under ‘Services’.
   
3. Select ‘EPFO’ and click on ‘View Passbook’.
   
4. Enter your UAN number and receive an OTP on your registered mobile number.
   
5. Enter the OTP and click ‘Submit’.
   
6. View and download your EPF passbook.
   

Prerequisites for UMANG App

• One-time registration with your UAN-registered mobile number is required.
  

Regularly checking your EPF balance is essential to managing your retirement savings effectively. Whether you prefer the convenience of a missed call, an SMS, or the comprehensive details available via the EPFO portal and UMANG app, these methods ensure you stay informed about your EPF account status. Make sure your UAN is activated and linked with essential documents to access these services smoothly.