How To Increase UPI Transaction Limit In SBI: A Complete Guide

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NP English
Tue, 09 Jul 2024 10:43:22 IST
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With the growing popularity of cashless transactions using UPI , people can now spend their money more freely. UPI transactions eliminate the need to carry cash, a card, or search for an ATM. However, increasing reliance on this mode can sometimes be detrimental to financial health.


To address this concern, the State Bank of India has set a UPI transaction limit for its customers. This article provides comprehensive information on the SBI UPI limit per transaction and how to increase it.

What is the SBI UPI Limit?
SBI has implemented a daily UPI transaction limit to help customers manage their finances more prudently and avoid excessive spending. Introduced in mid-2023, this rule restricts customers to a maximum of 10 transactions per day across all UPI apps.


SBI UPI Transaction Limit per Transaction
The per transaction limit for SBI customers is Rs.1,00,000. Regardless of the UPI payment application used, this limit cannot be exceeded. It is important to note that these limits are subject to change, so customers should stay updated with the bank's rules and regulations.

SBI UPI Transaction Limit per Month
As of the latest update, SBI does not impose a specific monthly transaction limit for UPI payments. However, these limits may change, so staying informed about any updates is crucial.


SBI UPI Transaction Limit and Charges
There are no additional charges associated with the SBI UPI transaction limit.

SBI UPI Transaction Limit per Year
SBI has not specified an annual transaction limit for UPI payments.

How to Increase UPI Limit in SBI
The maximum UPI transaction limit set by SBI is Rs.1,00,000. While you cannot increase this limit beyond Rs.1,00,000, you can adjust it to suit your financial planning needs through the SBI Yono application.

How to Change UPI Transaction Limit in SBI

Follow these steps to change the SBI UPI limit:


  1. Open the SBI online banking application and log in with your credentials.
  2. Locate the 'UPI Transfer' option from the top menu and tap on it.
  3. Select the 'Set UPI Transaction Limit' option on the new page.
  4. Enter your internet banking password to proceed.
  5. The new page will display your existing UPI transaction limit and fields to set and confirm a new limit.
  6. If the existing limit is Rs.1,00,000, you cannot increase it further. However, you can lower this limit for better financial management.
  7. Enter a new limit up to Rs.1,00,000 in the 'Enter new UPI transaction limit' box.
  8. Re-enter the same amount for confirmation and click 'Submit'.
  9. Verify the new UPI limit on the confirmation page and click 'Confirm' to proceed.
  10. Enter the OTP received on your registered mobile number to set the new UPI transaction limit successfully.

By setting a UPI transaction limit, SBI helps its customers maintain good financial health, plan their daily finances, and monitor their UPI transactions closely. Since the SBI UPI limit is subject to periodic changes, staying updated with the latest limits ensures convenience and effective financial management.