How To Safely Login To Your NPS Account Using Aadhaar Authentication

Starting April 1, 2024, the National Pension System ( NPS ) has enhanced its login process to include Aadhaar-based two-factor authentication. This new security measure, implemented by the Central Record-Keeping Agency (CRA) of NPS, was mandated by the Pension Fund Regulatory and Development Authority (PFRDA) to increase security for NPS subscribers and stakeholders.

What is Aadhaar Two-Factor Authentication ?

The two-factor authentication system requires users to verify their identity using Aadhaar in addition to the traditional user ID and password. This extra layer of security involves fingerprint verification, helping to prevent spoofing attempts and ensuring safer transactions on the NPS platform.

Account Lock and Password Reset

With the new login rules, the NPS CRA will automatically lock an account if an incorrect password is entered five times consecutively. Users can reset their password by answering a secret question. If the secret question is forgotten, users will need to request a reissue of their I-PIN to regain account access.

Steps to Login Using Aadhaar Two-Factor Authentication

Follow these steps to securely log in to your NPS account with Aadhaar’s two-factor authentication:

1. Visit the NPS Website

Go to NPS website.

2. Navigate to Login Page

Click on ‘Login with PRAN/IPIN’ and select the PRAN/IPIN tab at CRA login.

3. Enter Login Credentials

Enter your user ID and password in the designated fields.

4. Captcha Verification

Complete the Captcha verification.

5. Aadhaar Authentication

An OTP will be sent to your registered mobile number for verification.

6. Enter OTP

Enter the OTP to securely access your NPS account.

By following these steps, you can ensure a secure and efficient login process to manage your NPS account with enhanced security.