EPFO Forms Explained: Which Form To Use For Withdrawal, Transfer, Pension And More
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Managing your Employees’ Provident Fund (EPF) account involves more than just keeping track of your balance. The Employees’ Provident Fund Organisation (EPFO) requires specific forms for different purposes, whether you are withdrawing funds, transferring your account, applying for a pension, or even financing your LIC policy. Submitting the correct form ensures that your request is processed smoothly and without delays.
Here is a detailed guide on the different EPFO forms and when you need to use them:
If You Are Currently Working
If You Have Left Your Organisation
If a Member Passes Away Before 58 Years of Age
EPFO subscribers must carefully choose the correct form depending on their purpose—whether it is a withdrawal, transfer, pension claim, or insurance benefit. Filling in the right form helps avoid delays and ensures that your EPF benefits are processed quickly. Always keep your UAN details updated on the EPFO portal for a smoother experience.
Here is a detailed guide on the different EPFO forms and when you need to use them:
If You Are Currently Working
- For advance withdrawal: Use the Composite Claim Form (Aadhaar) or Composite Claim Form (Non-Aadhaar).
- The Aadhaar-based form is valid when your Aadhaar, bank account, and Form 11 (New) details are updated on the UAN portal.
- In this case, you can submit the form directly to the EPFO office without employer attestation.
- For financing your LIC policy: Apply using Form 14.
- For monthly pension (after 10 years of service): Use Form 10D.
- For withdrawal benefit if under 10 years of service by 58 years of age: Apply via Composite Claim Form (Aadhaar) or Composite Claim Form (Non-Aadhaar).
If You Have Left Your Organisation
- For transferring your PF account to a new employer: Submit Form 13.
- For final settlement of PF (after leaving and not joining elsewhere):
- Wait for a period of two months.
- Apply through Composite Claim Form (Aadhaar) or Composite Claim Form (Non-Aadhaar).
- If you have completed 10 years of service, you can also apply for a Scheme Certificate from the pension fund.
If a Member Passes Away Before 58 Years of Age
- For final PF settlement: Submit Form 20.
- For monthly pension benefits to family: Apply with Form 10D.
- For insurance claim under EDLI scheme: Use Form 5IF.
EPFO subscribers must carefully choose the correct form depending on their purpose—whether it is a withdrawal, transfer, pension claim, or insurance benefit. Filling in the right form helps avoid delays and ensures that your EPF benefits are processed quickly. Always keep your UAN details updated on the EPFO portal for a smoother experience.
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