How to Earn Money Just by Walking: This Bank Rewards Your Steps with Up to 5.25% Interest

Imagine getting paid just for staying active. In the US, Fitness Bank is transforming the way people save money by linking interest rates to daily movement. This innovative bank rewards customers for walking, offering some of the highest interest rates in the high-yield savings market. With rates reaching up to 5.25% APY, the more you move, the more your money grows.

How Fitness Bank Turns Steps into Savings

Fitness Bank uses its Step Tracker app, compatible with Apple Health, Google Fit, Fitbit, and Garmin, to monitor customers’ physical activity. The bank then adjusts your annual percentage yield (APY) based on your average daily steps. This unique approach lets customers earn money by walking , motivating them to stay active while boosting savings.

Fitness Savings Account : Step Your Way to 4.45% APY

• Customers can earn up to 4.45% APY with an average of 12,500 steps per day.
• Maintaining 10,000 steps still earns a solid 3.00% APY.
• Falling below 10,000 steps drops the rate to 1.00% APY or lower.

Elite Checking Account : Up to 5.25% Interest

• The Elite Checking Account offers 5.25% APY for balances up to $25,000.
• Requirements: average 10,000 steps daily and 15 debit card purchases per statement cycle.
• Balances above $25,000 or missed requirements drop the APY to 0.10%.

Combine Accounts for Ultra Savings

• Maintain a $5,000 minimum in Elite Checking while meeting step targets to unlock the Ultra Savings Rate of 4.75% APY.
• Even without the balance threshold, higher step counts can earn up to 4.70% APY.
• Customers aged 65+ have reduced step goals by 2,500, making it easier to earn top rates.

Benefits and Conditions of Fitness Bank Accounts

Fitness Bank accounts provide attractive perks, but there are conditions to maximise your interest:

• Open to US citizens aged 18+
• Minimum deposit: $100
• $10 monthly maintenance fee (waived with $100 daily balance)
• Interest compounded daily, credited monthly
• Maximum account balance: $250,000
• Six free withdrawals per month; $10 fee per additional withdrawal
• No step requirement in the first month, initial rates set to the top tier
• Free online banking, e-Statements, and external transfers

Why Fitness Bank Is Changing Savings

With tiered APY rates , Fitness Bank incentivizes healthy habits while offering some of the most competitive returns in high-yield savings accounts. Customers can truly earn money by walking, turning everyday activity into a financial advantage. According to Investopedia, the top 5.25% APY makes it the second-highest interest offering among US banks.