Planning a Destination Wedding? Wedding Insurance Can Save You Lakhs
A big, vibrant celebration is at the heart of every Indian wedding. From mehendi to sangeet to the grand ceremony itself, families often spend lakhs, sometimes crores, to make these moments unforgettable. And with the rising craze for destination weddings , expenses climb even higher. Amid all the excitement, one smart move often gets overlooked: wedding insurance . For destination weddings especially, this safety net can save you from unexpected financial shocks.
Event Cancellation: Weddings may get cancelled due to unexpected events like fire, lightning, or natural disasters. Insurance helps recover these losses.
Theft of Valuables: Jewellery and other expensive items are often part of the festivities. If they get lost or stolen, insurance provides coverage.
Accidents & Emergencies: If the bride, groom, or a close family member meets with an accident and the wedding has to be postponed or called off, this is usually covered.
Property Damage: Any accidental damage to venue property during the events, decor, lighting, furniture, or equipment, is also often included.
A destination wedding may be a dream, but it comes with higher risks and bigger expenses. Wedding insurance acts like a protective shield, ensuring your big day stays stress-free, no matter what surprises come your way. In a celebration where every detail matters, securing it with the right coverage is simply smart planning.
Why Wedding Insurance Matters for Destination Weddings
If you're planning to say “I do” in another city, or another country, wedding insurance becomes even more essential. While the concept is similar to regular wedding insurance, international weddings may involve extra conditions or variations depending on local regulations and risks.What Does Wedding Insurance Cover?
Wedding insurance is flexible and can be customized based on your needs, scale, and budget. Here’s what is generally included:You may also like
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Event Cancellation: Weddings may get cancelled due to unexpected events like fire, lightning, or natural disasters. Insurance helps recover these losses.
Theft of Valuables: Jewellery and other expensive items are often part of the festivities. If they get lost or stolen, insurance provides coverage.
Accidents & Emergencies: If the bride, groom, or a close family member meets with an accident and the wedding has to be postponed or called off, this is usually covered.
Property Damage: Any accidental damage to venue property during the events, decor, lighting, furniture, or equipment, is also often included.
What Does Wedding Insurance Cost?
There’s no fixed premium for wedding insurance because it depends entirely on:- Total wedding budget
- Number of functions
- Duration of the celebrations
- Type and extent of coverage selected
- Generally, the premium ranges between 0.2% to 2% of the insured amount.
A destination wedding may be a dream, but it comes with higher risks and bigger expenses. Wedding insurance acts like a protective shield, ensuring your big day stays stress-free, no matter what surprises come your way. In a celebration where every detail matters, securing it with the right coverage is simply smart planning.
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