PM Kisan Yojana 22nd Installment: How to Complete OTP-Based eKYC Easily

The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) is one of the Government of India’s most important welfare schemes for farmers. Launched by the Ministry of Agriculture and Farmers Welfare, the scheme aims to provide direct financial assistance to farmers so they can manage agricultural expenses and household needs without falling into debt.

Under PM-KISAN, eligible farmers receive ₹6,000 every year, which is transferred directly to their bank accounts in three instalments of ₹2,000 each. These payments are generally credited during April to July, August to November, and December to March. Based on previous instalment timelines, the 22nd instalment is likely to be released between March and April 2026.

Aadhaar and e-KYC Made Compulsory

To ensure transparency and prevent misuse, the government has made Aadhaar verification and e-KYC mandatory for all PM-KISAN beneficiaries. Farmers who do not complete e-KYC risk having their instalments delayed or stopped. To simplify the process, the government has introduced an OTP-based e-KYC option, which can be completed online through the official PM-KISAN portal.

Step-by-Step Guide to OTP-Based e-KYC


Farmers opting for OTP-based e-KYC must ensure that their mobile number is linked to their Aadhaar. The process is quick and user-friendly:

• Visit the official PM-KISAN website at pmkisan.gov.in
• Click on the e-KYC option available on the homepage
• Enter your Aadhaar number in the required field
• Submit the OTP sent to your Aadhaar-linked mobile number
• Once verified, the e-KYC process is completed successfully
• This verification ensures that future instalments are credited without interruption.

Eligibility Criteria for PM-KISAN




To benefit from the scheme, farmers must meet the following eligibility conditions:

• The applicant must be an Indian citizen
• The farmer should own cultivable agricultural land as per official land records
• The Aadhaar card must be linked with the applicant’s bank account
• The applicant should not be an institutional landholder
• Only farmers from economically weaker sections are eligible
• Serving or retired government employees, pensioners earning ₹10,000 or more per month, and income tax-paying professionals are excluded
• Completion of e-KYC (OTP or biometric) is compulsory for all beneficiaries

Documents Needed for PM-KISAN Registration




Farmers planning to register or update their details under the scheme should keep these documents ready:

• Proof of Indian citizenship
• Aadhaar card
• Bank account details
• Valid land ownership documents

PM-KISAN continues to serve as a financial lifeline for millions of farmers across the country. By completing e-KYC on time and ensuring accurate records, beneficiaries can secure smooth and timely instalment payments under the scheme.