PNB Fixed Deposit: Easy Steps to Reach ₹3,23,768 in 1.2 Years
In uncertain market conditions, many investors prefer risk-free savings options. Fixed Deposits (FDs) remain a trusted choice, and Punjab National Bank (PNB), the country’s second-largest state-owned bank, offers stable and reliable FD plans with assured returns.
390-Day FD Scheme – Interest Rates
PNB provides attractive interest rates based on customer category.
These rates make the 390-day FD a strong option for investors seeking short-term yet safe returns.
If you invest ₹3,00,000 in this FD:
The difference comes from the additional interest benefit offered to senior depositors.
PNB also offers competitive interest rates for a 24-month FD. Here’s how much different customers can earn:
PNB’s FD schemes offer simplicity, stability, and government-backed trust. With competitive interest rates and guaranteed maturity returns, the 390-day and 24-month FD plans can be valuable choices for anyone planning a safe financial future.
Disclaimer:
The interest rates, returns, and calculations mentioned above are based on publicly available information and may change as per bank policies and RBI regulations. Investors are advised to check the latest rates on the official bank website or consult a financial advisor before making any investment decisions.
390-Day FD Scheme – Interest Rates
PNB provides attractive interest rates based on customer category.
- General Citizens: 6.70%
- Senior Citizens: 7.20%
These rates make the 390-day FD a strong option for investors seeking short-term yet safe returns.
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Maturity Value for ₹3 Lakh – Step-by-Step
If you invest ₹3,00,000 in this FD:
- General Citizen Receives: ₹3,22,073
- Senior Citizen Receives: ₹3,23,768
The difference comes from the additional interest benefit offered to senior depositors.
Example: ₹2 Lakh in a 24-Month FD
PNB also offers competitive interest rates for a 24-month FD. Here’s how much different customers can earn:
For General Customers
- Investment: ₹2,00,000
- Interest Rate: 6.40%
- Total Interest: ₹27,080
- Maturity Amount: ₹2,27,080
For Senior Citizens
- Investment: ₹2,00,000
- Interest Rate: 6.90%
- Total Interest: ₹29,325
- Maturity Amount: ₹2,29,325
For Super Senior Citizens
- Investment: ₹2,00,000
- Interest Rate: 7.20%
- Total Interest: ₹30,689
- Maturity Amount: ₹2,30,689
Who Should Choose This FD?
This scheme is ideal for:
- Investors wanting low-risk savings
- Those who prefer fixed and guaranteed returns
- Senior and super senior citizens seeking higher interests
- Anyone wanting a secure fund-building option
PNB’s FD schemes offer simplicity, stability, and government-backed trust. With competitive interest rates and guaranteed maturity returns, the 390-day and 24-month FD plans can be valuable choices for anyone planning a safe financial future.
Disclaimer:
The interest rates, returns, and calculations mentioned above are based on publicly available information and may change as per bank policies and RBI regulations. Investors are advised to check the latest rates on the official bank website or consult a financial advisor before making any investment decisions.
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