PNB Issues Urgent Alert: Update KYC Before April 15 or Risk Account Closure

There’s an important update for customers of Punjab National Bank . The bank has warned that inactive accounts must complete their KYC process soon, or face possible closure after the deadline.

Deadline You Shouldn’t Ignore

PNB has set April 15, 2026, as the final date for KYC updates. If customers fail to comply, the bank may close inoperative accounts from April 16 onwards, without any further notice. This makes it crucial for account holders to act quickly.

What Makes an Account ‘Inoperative’?

As per guidelines from the Reserve Bank of India, any savings or current account with no customer-initiated transactions for two years is marked as “inoperative.” These accounts are closely monitored to prevent fraud and misuse, making KYC updates essential.

Easy Ways to Complete Your KYC

• Reactivating an inoperative account is now simpler. Customers can:
• Visit their home branch or any nearby branch
• Use digital options like Video KYC (V-CIP) for a hassle-free process from home

The account will only be activated after the bank completes full verification.

Steps to Reactivate Your Account

To bring your account back to active status, you need to perform transactions such as:

• Financial activities: deposit or withdraw money
• Non-financial activities: check balance, request a cheque book or debit card, or update transaction limits

All these actions require two-factor authentication to ensure maximum security.

Don’t Delay, Act Now

If your PNB account has been lying unused, this is not something to overlook. Missing the KYC deadline could lead to account closure, and reopening it later may involve extra effort. Completing your KYC on time is the simplest way to keep your account safe and active.