SBI Balance Check: How to Check Your SBI Account Balance via SMS, Missed Call, and Net Banking
Managing your finances has never been easier. With digital services from the State Bank of India (SBI), you can now check your account balance, access mini statements, and manage transactions without stepping into a branch. From missed calls to SMS banking, mobile apps, and net banking, these solutions save time and make banking convenient for everyone.
Checking Balance and Mini Statements
After registration:
The missed call service itself is free, though standard mobile charges may apply if you listen to the IVR for more than a few seconds.
These numbers are available 24/7 and allow you to access information without additional calling charges.
Mobile Apps and Net Banking
For smartphone users, the SBI YONO app provides a full suite of banking services. You can transfer funds, check balances, and manage accounts on the go. Corporate clients can use SBI Anywhere Saral, while net banking offers easy access to account summaries and detailed statements via the SBI portal.
WhatsApp, UPI, and USSD Banking
SBI also leverages modern communication channels:
Disclaimer: This article is for informational purposes only and does not constitute financial advice. The services, numbers, and procedures mentioned are subject to change by the bank. Always verify details directly with your bank before performing any banking transactions. The author and publisher are not responsible for any loss or inconvenience arising from the use of these services.
Why Checking Your Balance Regularly Matters
Monitoring your bank balance is more than just knowing how much money you have. It helps you:- Plan your spending effectively and avoid overdrafts.
- Detect unauthorised transactions early and report them promptly.
- Track expenses, bank charges, and interest credited to your account.
- Stay in control of your finances without surprises.
- Regular balance checks ensure peace of mind and smarter financial management.
How to Register for SBI Missed Call Banking
Before using the missed call service, you need to register your mobile number linked to your SBI account. The process is simple:- From your registered mobile number, send an SMS in the format: REG [Account Number] to 09223488888.
- You will receive a confirmation message once the registration is successful.
- If your number is not updated, visit your nearest SBI branch to link it to your account.
- Once registered, you can instantly access balance and transaction information.
Checking Balance and Mini Statements
After registration:
- Balance Check: Give a missed call to 09223866666. Your account balance will arrive via SMS.
- Mini Statement: Send an SMS with MSTMT to 09223866666 to receive details of the last few transactions.
The missed call service itself is free, though standard mobile charges may apply if you listen to the IVR for more than a few seconds.
Toll-Free Numbers for Account Assistance
SBI also provides toll-free numbers for convenience:- 1800-1234 - For quick balance inquiries.
- 1800-2100 - For detailed account information and other banking queries.
These numbers are available 24/7 and allow you to access information without additional calling charges.
Beyond Balance: Other SMS Services
SBI’s SMS banking extends beyond balance enquiries:- Block ATM Card: Send BLOCK [last 4 digits of card] to 567676.
- Home Loan Info: Send HOME to 09223588888.
- Deactivate Missed Call Service: Send DREG [Account Number] to 09223488888.
Mobile Apps and Net Banking
For smartphone users, the SBI YONO app provides a full suite of banking services. You can transfer funds, check balances, and manage accounts on the go. Corporate clients can use SBI Anywhere Saral, while net banking offers easy access to account summaries and detailed statements via the SBI portal.Traditional Methods: ATM and Passbook
If you prefer conventional methods, you can:- ATMs: Insert your card, enter your PIN, and select ‘Balance Inquiry’ to view your current balance.
- Passbook: Update your passbook at any SBI branch for a complete record of all transactions.
WhatsApp, UPI, and USSD Banking
SBI also leverages modern communication channels: - WhatsApp Banking: Send “Hi” from your registered number to +919022690226.
- UPI Apps: Check balance instantly using any UPI app.
- USSD Service: Dial *595# for quick balance information.
- For assistance, SBI customer care is available at 1800112211 or 18004253800.
Stay Updated, Stay Secure
Digital banking services have made balance enquiries effortless. Whether you choose missed call banking, SMS, or net banking, each method is designed to save time and provide instant access to your account information. By regularly checking your balance, you stay informed, alert, and financially organised without stepping into a bank branch.Disclaimer: This article is for informational purposes only and does not constitute financial advice. The services, numbers, and procedures mentioned are subject to change by the bank. Always verify details directly with your bank before performing any banking transactions. The author and publisher are not responsible for any loss or inconvenience arising from the use of these services.