SBI KYC Update Guide: How to Complete SBI KYC Online Easily

Keeping your SBI KYC updated is essential to ensure smooth banking services and compliance with RBI rules. The good news? SBI allows customers to complete their KYC digitally, no branch visits needed in most cases. You can update your details online via Net Banking or the YONO app, or choose the offline form if you prefer.

What Is SBI KYC and Why It Matters

Know Your Customer (KYC) is the process through which SBI verifies your identity and address. Regular KYC updates are mandatory under RBI guidelines. Missing this step can lead to partial or complete account freezing, disrupting ATM withdrawals, cheque usage, and online transactions.

Ways to Update SBI KYC

SBI offers multiple options to suit every customer:

• Online modes: SBI Net Banking and YONO app
• Offline mode: Physical KYC form submission at a branch

Once updated, the details apply to all accounts linked to your Customer Information File (CIF).

How to Update SBI KYC via Net Banking

• Log in to SBI Net Banking.
• Go to My Accounts & Profile.
• Click on Update KYC and enter your profile password.
• Select the account and submit.
• Update details, upload documents, and confirm with OTP.

That’s it, your KYC gets updated across all linked accounts.

How to Update SBI KYC Through YONO App

• Open the YONO app and log in using MPIN.
• Tap the menu and choose Service Request.
• Select Update KYC and enter your profile password.
• Upload documents, submit details, and verify via OTP.

You’ll receive a confirmation message once the update is successful.

How to Download and Submit SBI KYC Form

If you prefer the offline route:

• Visit SBI’s official website
• Go to Personal Banking → KYC section
• Download Annexure B – KYC Updation Form
• Fill it in block letters, attach self-attested documents, and submit it at your nearest SBI branch

Documents Required for SBI KYC

• For individual accounts: Aadhaar, Passport, Voter ID, Driving Licence, NREGA card, or NPR letter
• For minor accounts: KYC documents of the account operator/guardian
• For NRI accounts: Documents attested by Indian Embassy, Notary Public, foreign offices, or verified bank officials

Why You Should Update SBI KYC on Time

• Avoid account freezing and transaction blocks
• Stay RBI-compliant without last-minute hassles
• Ensure uninterrupted access to all banking services

Updating your SBI KYC is simple, quick, and mandatory. Whether you choose Net Banking, the YONO app, or the offline form, timely KYC updates help you avoid account restrictions and enjoy seamless banking. A few minutes today can save you major trouble tomorrow.