Top SBI Equity Funds: 3 Schemes Leading 3, 5, and 10-Year Returns

For long-term wealth creation, consistency matters more than short-term spikes. Among SBI Mutual Fund’s equity schemes, three funds have clearly stood out over multiple time frames SBI Contra Fund Direct Plan Growth, SBI Focused Fund Direct Plan Growth, and SBI Large & Midcap Fund Direct Plan Growth.

These funds have delivered impressive compounded annual growth rates (CAGR) over 3, 5, and 10 years, making them popular choices for investors with long-term horizons. The performance data is sourced from the Financial Express Mutual Fund Screener.

3-Year Performance

• SBI Contra Fund- 21.31%
• SBI Focused Fund-20.92%
• SBI Large & Midcap Fund-20.08%

Over the past three years, all three schemes have delivered over 20% CAGR, despite market volatility. The Contra Fund leads narrowly, showing the strength of a contra strategy in turbulent markets.

5-Year Performance

• SBI Contra Fund -21.85%
• SBI Large & Midcap Fund -18.66%
• SBI Focused Fund -16.20%

Over five years, the Contra Fund clearly stands out, while the Large & Midcap Fund shows solid stability. The Focused Fund lags slightly, emphasizing the importance of a long-term view.

10-Year Performance

• SBI Contra Fund -18.94%
• SBI Large & Midcap Fund-17.90%
• SBI Focused Fund-17.56%

Across a decade, the ranking remains unchanged. The Contra Fund proves to be the most consistent long-term performer, while the Large & Midcap and Focused Funds maintain respectable returns.

Short-Term (1-Year) Performance

• SBI Focused Fund tops with 19.54%
• SBI Large & Midcap Fund follows at 18.86%
• SBI Contra Fund stands lower at 11.62%

In the short term, the picture shifts. SBI Focused Fund tops the 1-year chart, highlighting how short-term momentum can differ from long-term leadership.

Fund Profiles and Key Metrics

SBI Contra Fund

• Launch: Jan 1, 2013 | AUM: Rs 48,729 crore | Expense Ratio: 0.71%
• Benchmark: BSE 500 TRI | Return Since Launch: 16.19%
• Risk: Very High | Beta: 0.91 | Alpha: 4.85
• Top Holdings: HDFC Bank, Reliance Industries, Biocon, Punjab National Bank, Tata Steel

SBI Focused Fund

• Launch: Jan 1, 2013 | AUM: Rs 42,998 crore | Expense Ratio: 0.74%
• Benchmark: BSE 500 TRI | Return Since Launch: 15.77%
• Risk: Very High | Beta: 0.71 | Alpha: 5.59
• Top Holdings: Alphabet Inc, Muthoot Finance, HDFC Bank, SBI, Airtel

SBI Large & Midcap Fund

• Launch: Jan 1, 2013 | AUM: Rs 37,497 crore | Expense Ratio: 0.73%
• Benchmark: NIFTY Large Midcap 250 TRI | Return Since Launch: 17.14%
• Risk: Very High | Beta: 0.85 | Alpha: 4.02
• Top Holdings: HDFC Bank, Axis Bank, SBI, ICICI Bank, Ashok Leyland

Investor Takeaways

While the long-term numbers are impressive, investors must remember:

• All three funds are “Very High Risk” equity schemes. Short-term volatility is common.
• Past returns do not guarantee future performance. Global events, interest rates, and economic cycles can influence returns.
• For long-term consistency (5–10 years), SBI Contra Fund has historically delivered top performance.
• For investors seeking recent momentum, SBI Focused Fund has shown stronger 1-year returns.
• Ultimately, the best fund depends on your time horizon, risk appetite, and overall portfolio strategy, not just return charts.

These three SBI equity funds demonstrate the power of disciplined investing. While short-term trends fluctuate, long-term strategies especially contrarian and well-diversified approaches tend to deliver consistent growth. Investors should evaluate their goals, risk tolerance, and horizon before making a choice.


Disclaimer: The information provided in this article is for educational and informational purposes only and should not be considered as financial advice or a recommendation to invest in any specific fund. Past performance is not indicative of future returns. Mutual fund investments are subject to market risks, including volatility and fluctuation in returns. Investors should carefully consider their risk appetite, investment horizon, and financial goals before investing, and consult a certified financial advisor if needed.