Want to Check Your EPF Balance? Here’s How You Can Do It With or Without UAN

The Employees’ Provident Fund (EPF) is a crucial retirement savings scheme for salaried professionals in India. With both employers and employees contributing 12% of the basic salary each month, it ensures a secure financial future. To keep track of your growing savings, it’s essential to know how to check your EPF balance regularly. Whether you have an active Universal Account Number (UAN) or not, there are multiple simple ways to access your PF details.

Why Checking Your EPF Balance Matters

Monitoring your EPF balance not only helps you stay updated on your savings but also ensures all contributions are correctly deposited. It gives you a clear picture of your retirement fund and helps in planning withdrawals, transfers, or advances whenever required.

How to Check EPF Balance Online with UAN

If you have a Universal Account Number (UAN), checking your PF balance online is quick and convenient. Here’s the step-by-step process:

• Visit the official EPFO website: www.epfindia.gov.in
• Go to the “Our Services” section and select “For Employees”.
• Click on “Member Passbook” and log in using your UAN and password.
• Once logged in, you can view your latest PF balance along with detailed transactions.

Other Ways to Check Your EPF Balance

1. Via SMS

• Send an SMS to 7738299899 in this format: EPFOHO UAN ENG
• Replace “ENG” with “HIN” for Hindi or the first three letters of your preferred language.
• You’ll receive a reply with your updated EPF balance and account details.

2. Via Missed Call

• Give a missed call to 011-22901406 from your registered mobile number.
• You’ll instantly receive an SMS with your current PF balance.

3. Using the UMANG App

• Download the UMANG app from the Google Play Store or Apple App Store.
• Open the EPFO section and log in with your UAN and OTP sent to your registered mobile number.
• Access your passbook to check contributions and your latest EPF balance.

How to Check EPF Balance Without UAN

Don’t have a UAN yet? You can still track your PF balance:

• Through Employer: Contact your HR or finance department. Employers can provide your PF statements directly from the EPFO portal .
• Visit EPFO Office: Carry your PF account number and valid ID proof to the nearest EPFO office to get your balance details.

Knowing your EPF balance is a key step in managing your retirement savings effectively. Whether through the EPFO portal, SMS, missed call, UMANG app, or your employer, multiple methods make it convenient to access your PF details anytime. Regularly checking your balance ensures financial clarity and helps you plan a stress-free future.