Build a boring thali: Radhika Gupta's 65-10-10-15 multi-asset formula for your portfolio
Investors navigating volatile markets often look for the right strategy, and Radhika Gupta, CEO of Edelweiss Mutual Fund, advocates a simple approach — “build a boring thali.” The idea is to create a balanced and diversified investment portfolio rather than chasing market trends or trying to time the market.
One of the early offerings in the multi-asset omni category, this approach has now been tested across phases of market volatility.
Also Read | Equal allocation in gold and silver is better says Radhika Gupta of Edelweiss Mutual Fund
Gupta posted on social media platform X that, “One of the first launches in the multi-asset omni category, this idea has now been tested in some volatile times. The idea - build a boring thali. No forecasts, but the simple 65-10-10-15 structure across equity-gold-silver-debt. And within equity, a large and midcap portfolio with a small allocation to play themes at the right point in the cycle.”
The allocation model is a 65-10-10-15 structure across equity, gold, silver, and debt. The focus is only on spreading investment across different assets so that when one asset struggles, others can support the portfolio.
According to Radhika Gupta, the philosophy behind the “boring thali” is not about chasing outperformance in short periods, but about creating a resilient portfolio structure that can navigate different market environments.
This philosophy is reflected in the Edelweiss Multi Asset Omni Fund of Fund, which follows this diversified approach in a single product. For everyday investors, this means getting exposure to multiple asset classes without needing to manage everything separately.
Within equity, one should follow the flexicap approach, which means investment in large caps for stability, and in midcap and small caps for growth potential. A small portion is kept aside for themes or new opportunities, based on cyclical trends, structural tailwinds, or tactical opportunities.
Around 10% should be allocated in gold and silver ETFs each, as an equal allocation to gold and silver to try to capture upside potential from both metals.
Nearly 15% should be allocated in debt or fixed income funds and active duration management between one to 10 years based on fund management outlook
Also Read | Radhika Gupta urges investors to ignore ‘cats’ and think like a goldfish amid market chaos
Gupta has always promoted this thought of allocating equally between gold and silver and called this fund one of the simplest and most powerful offerings.
In her last post, Gupta urged investors to ignore the ‘cats’ and think like a goldfish amid market chaos. She said that markets are always full of “cats” — voices, trends, and advice that constantly try to disturb investors. These “cats”, pushing people to make emotional decisions, like selling midcap stocks to rush into silver, often at the worst possible time, and then doing the opposite when the cycle turns.
One of the early offerings in the multi-asset omni category, this approach has now been tested across phases of market volatility.
Also Read | Equal allocation in gold and silver is better says Radhika Gupta of Edelweiss Mutual Fund
Gupta posted on social media platform X that, “One of the first launches in the multi-asset omni category, this idea has now been tested in some volatile times. The idea - build a boring thali. No forecasts, but the simple 65-10-10-15 structure across equity-gold-silver-debt. And within equity, a large and midcap portfolio with a small allocation to play themes at the right point in the cycle.”
The allocation model is a 65-10-10-15 structure across equity, gold, silver, and debt. The focus is only on spreading investment across different assets so that when one asset struggles, others can support the portfolio.
According to Radhika Gupta, the philosophy behind the “boring thali” is not about chasing outperformance in short periods, but about creating a resilient portfolio structure that can navigate different market environments.
This philosophy is reflected in the Edelweiss Multi Asset Omni Fund of Fund, which follows this diversified approach in a single product. For everyday investors, this means getting exposure to multiple asset classes without needing to manage everything separately.
Within equity, one should follow the flexicap approach, which means investment in large caps for stability, and in midcap and small caps for growth potential. A small portion is kept aside for themes or new opportunities, based on cyclical trends, structural tailwinds, or tactical opportunities.
Around 10% should be allocated in gold and silver ETFs each, as an equal allocation to gold and silver to try to capture upside potential from both metals.
Nearly 15% should be allocated in debt or fixed income funds and active duration management between one to 10 years based on fund management outlook
Also Read | Radhika Gupta urges investors to ignore ‘cats’ and think like a goldfish amid market chaos
Gupta has always promoted this thought of allocating equally between gold and silver and called this fund one of the simplest and most powerful offerings.
In her last post, Gupta urged investors to ignore the ‘cats’ and think like a goldfish amid market chaos. She said that markets are always full of “cats” — voices, trends, and advice that constantly try to disturb investors. These “cats”, pushing people to make emotional decisions, like selling midcap stocks to rush into silver, often at the worst possible time, and then doing the opposite when the cycle turns.
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