Highest FD rates from PSU, private, SFB banks
Are you looking to invest in a fixed deposit (FD) scheme? With many FD rates witnessing a dip in the recent past, investors should make an informed decision before investing in them. FDs provide a fixed return on the principal amount. FDs are one of the best options for risk-averse investors unlike equities that could be volatile due to market fluctuations.
Here are the tables that provide comparisons of the latest FD interest rates offered by small finance banks, private sector banks and public sector undertaking (PSU) banks across key tenures of 1 year, 3 years, 5 years and 10 years.
Small Finance Banks FD rates
Small finance banks offer some of the highest fixed deposit (FD) interest rates in the banking sector, with returns going up to 7.90% per annum for select tenures.
Private banks FD interest rates
SBM Bank India offers the highest FD interest rate of 7.30% p.a on a tenure above 18 months to less than 2 years and 3 days. Bandhan Bank and RBL Bank offer a 7.20% interest rate each on 18 months to less than 3 years of tenures. Check what other private banks are offering.
Public sector banks
Punjab & Sind Bank offers the highest interest rate of 6.75% on 666 days tenure. Bank of India offers an FD interest rate of 6.70% on a tenure of 450 days - Star Swarnim. Bank of Maharashtra offers a 6.65% interest rate on 400 days tenure. Check what other PSU banks are offering.
Source: Paisabazaar.com
Interest rates as of 17 February 2026
Here are the tables that provide comparisons of the latest FD interest rates offered by small finance banks, private sector banks and public sector undertaking (PSU) banks across key tenures of 1 year, 3 years, 5 years and 10 years.
Small Finance Banks FD rates
Small finance banks offer some of the highest fixed deposit (FD) interest rates in the banking sector, with returns going up to 7.90% per annum for select tenures.
Private banks FD interest rates
SBM Bank India offers the highest FD interest rate of 7.30% p.a on a tenure above 18 months to less than 2 years and 3 days. Bandhan Bank and RBL Bank offer a 7.20% interest rate each on 18 months to less than 3 years of tenures. Check what other private banks are offering.
Public sector banks
Punjab & Sind Bank offers the highest interest rate of 6.75% on 666 days tenure. Bank of India offers an FD interest rate of 6.70% on a tenure of 450 days - Star Swarnim. Bank of Maharashtra offers a 6.65% interest rate on 400 days tenure. Check what other PSU banks are offering.
Source: Paisabazaar.com
Interest rates as of 17 February 2026
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