Planning to Invest in SBI FD? Check Returns on Rs2 Lakh Investment This Month

Fixed Deposits (FDs) continue to be a go-to investment for those who prefer safety and assured returns. With guaranteed earnings and zero market risk, FDs remain a reliable choice for conservative investors. However, checking interest rates across banks is always a smart move before locking your money.

Let’s take a closer look at the FD returns offered by State Bank of India and see how a ₹2 lakh investment can grow over time.

SBI FD Interest Rates - April 2026

SBI currently offers varying interest rates depending on the tenure:

• 1 year - 6.25%
• 2 years - 6.45%
• 3 years - 6.30%
• 4 years - 6.30%
• 5 years - 6.05%

How Much Will ₹2 Lakh Become?

Here’s a simple breakdown of returns based on different FD durations:

• 1 Year FD: Your ₹2 lakh grows to ₹2,12,796, earning you a profit of ₹12,796.
• 2 Year FD: The maturity amount becomes ₹2,27,304, with a gain of ₹27,304.
• 3 Year FD: You receive ₹2,41,253 at maturity, making a profit of ₹41,253.
• 4 Year FD: The total rises to ₹2,56,814, giving you ₹56,814 in returns.
• 5 Year FD: Your investment reaches ₹2,70,035, delivering a profit of ₹70,035.

What Should You Keep in Mind?

Longer tenures generally offer higher overall returns, even if the interest rate slightly dips. That’s because your money gets more time to grow steadily. For those who don’t need immediate liquidity, a longer FD can be a better option.

SBI FDs offer a balanced mix of safety and steady growth. Whether you choose a short-term or long-term plan, the key is to match the tenure with your financial goals. A ₹2 lakh investment, when planned wisely, can turn into a solid and predictable return over time.

Disclaimer: This article is for informational purposes only and does not constitute investment advice. Please consult a certified financial advisor before making any decisions. NewsPoint is not responsible for any gains or losses arising from this information.