February 2026 Bank Holidays: Complete Schedule For Every State & UT

Bank customers across India should take note as the Reserve Bank of India has released the official list of bank holidays for February 2026. The calendar highlights a mix of weekly offs, second and fourth Saturdays, and state-specific festival holidays. With several closures falling in the middle of the month, customers are advised to plan branch visits, cash-related work, and cheque transactions in advance to avoid inconvenience.

While physical bank branches will remain closed on notified dates, digital services such as UPI, mobile banking, internet banking, ATMs, and card payments will continue to function normally. However, services requiring in-branch approval or cheque clearing may face delays during the holiday period.

All-India Bank Holidays In February 2026

The following holidays will be observed uniformly across all states and Union Territories as part of weekly offs and mandated Saturdays.

Date	Day	Occasion
February 1	Sunday	Weekly Holiday
February 14	Saturday	Second Saturday
February 15	Sunday	Weekly Holiday
February 22	Sunday	Weekly Holiday
February 28	Saturday	Fourth Saturday

These dates apply nationwide, and all public and private sector banks will remain closed.

State-Wise And Festival Bank Holidays In February 2026

Apart from weekends, certain states and Union Territories will observe additional holidays due to regional festivals and state events.

Maha Shivaratri Holiday (February 15)

Maha Shivaratri will be observed as a bank holiday in the following states and Union Territories. As the festival falls on a Sunday in 2026, banks in these regions will already remain closed due to the weekly holiday.

Andhra Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Tamil Nadu, Telangana, Tripura, Uttar Pradesh, Uttarakhand, West Bengal, Delhi, Puducherry, Andaman and Nicobar Islands, Chandigarh, Dadra and Nagar Haveli and Daman and Diu, Lakshadweep, Jammu and Kashmir, Ladakh

Other State-Specific Bank Holidays

State / UT	Date	Occasion
Arunachal Pradesh	February 20	Statehood Day
Mizoram	February 20	Statehood Day
Maharashtra	February 19	Chhatrapati Shivaji Maharaj Jayanti
Sikkim	February 18	Losar

These holidays are applicable only in the respective states and will not affect banking operations elsewhere.

What Services Will Remain Available

Even on bank holidays, customers can continue to access most essential services digitally. Online fund transfers, UPI payments, mobile banking apps, debit and credit card transactions, and ATM withdrawals will operate as usual. However, cheque clearance, document verification, loan approvals, and other branch-dependent services may be processed on the next working day.

Businesses, traders, and individuals dealing with cash-intensive work are advised to keep sufficient liquidity and complete time-sensitive banking tasks before the holiday dates.

Important Advice For Bank Customers

Customers should check their state-specific holiday schedule carefully, especially if they reside in regions observing additional closures. Planning withdrawals, deposits, and paperwork in advance can help avoid last-minute disruptions. Visiting the bank on working weekdays earlier in the month may be a safer option for essential services.

Staying informed about the holiday calendar ensures smoother financial planning throughout the month.