How to Withdraw PF Money Online in 8 Simple Steps
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Need to dip into your Provident Fund savings before retirement? Whether it's for a financial emergency, medical need, or a major life event, withdrawing your EPF money online is now a smooth and hassle-free process. Here's a step-by-step guide to help you complete your PF withdrawal online from the comfort of your home.
Before you begin, make sure the following are in place:
https://unifiedportal-mem.epfindia.gov.in/memberinterface/
4. Navigate to Online Claim Section
Click on ‘Online Services’ > ‘Claim (Form-31, 19, 10C & 10D)’
5. Verify Bank Details
Your linked bank account number will be displayed. Re-enter it to verify and proceed.
7. Fill In Details & Upload Documents
State the reason for withdrawal, fill in required fields, and upload any supporting documents (if prompted).
8. Submit the Claim
Click ‘Submit’. A confirmation receipt will be generated - save it for your records.
✅ Get These Things Ready First
Before you begin, make sure the following are in place:
- Your UAN (Universal Account Number) is active
- UAN is linked to your Aadhaar, PAN (mandatory if withdrawing over ₹50,000 before 5 years of service), and bank account
- All KYC details are verified on the EPFO portal
🖥️ How to Withdraw EPF Money Online: Step-by-Step
1. Visit the EPFO Member Portal
Head to the official site:https://unifiedportal-mem.epfindia.gov.in/memberinterface/
2. Log In
Enter your UAN, password, and captcha. Click Sign In.3. Check KYC Verification
Go to ‘Manage’ > ‘KYC’ and ensure your Aadhaar, PAN, and bank details are verified.4. Navigate to Online Claim Section
Click on ‘Online Services’ > ‘Claim (Form-31, 19, 10C & 10D)’ 5. Verify Bank Details
Your linked bank account number will be displayed. Re-enter it to verify and proceed. 6. Choose the Type of Withdrawal
- Form 19: For full PF withdrawal
- Form 10C: For pension benefits
- Form 31: For partial withdrawals (medical, education, marriage, etc.)
7. Fill In Details & Upload Documents
State the reason for withdrawal, fill in required fields, and upload any supporting documents (if prompted). 8. Submit the Claim
Click ‘Submit’. A confirmation receipt will be generated - save it for your records.⏳ When Will You Get the Money?
Once submitted, it typically takes 5 to 20 working days for the funds to be credited to your linked bank account.Final Tip:
Keep your contact details updated on the portal and track your claim status regularly. With the digital process in place, accessing your retirement savings has never been simpler.Next Story