Road Accident Victims To Get Cashless Treatment Worth ₹1.5 Lakh Under New Scheme
India witnesses nearly five lakh road accidents every year, leading to the loss of around 1.8 lakh lives. In many cases, these deaths occur not because injuries are untreatable, but because medical help does not reach victims in time. One of the biggest hurdles after a road accident is arranging money for hospital treatment. To address this critical issue, the central government is preparing to roll out a nationwide cashless treatment scheme aimed at saving lives and ensuring immediate medical care.
The scheme focuses on ensuring that no road accident victim is denied medical care due to lack of money, particularly in emergencies where every second matters.
Discussions related to the scheme have also included broader issues such as road safety improvements, passenger convenience, simplified regulations, and smoother processes for hospitals.
This wide coverage ensures that victims across urban and rural areas receive equal access to emergency medical care without worrying about expenses at the time of admission.
This amount is expected to cover emergency procedures, hospitalisation, and essential medical care during the critical treatment period, offering significant relief to victims and their families.
Early results suggest that the scheme has helped speed up hospital admissions and reduce delays caused by payment-related concerns. With nationwide implementation, the government expects the scheme to play a major role in reducing preventable deaths caused by delayed treatment.
Why The Cashless Treatment Scheme Is Crucial
After a road accident, the first few minutes are often the most important. However, families and bystanders frequently struggle to arrange funds for emergency treatment. Victims are sometimes shifted from one hospital to another, losing valuable time. The upcoming cashless treatment scheme is designed to remove this financial barrier, allowing hospitals to begin treatment immediately without asking for upfront payment.The scheme focuses on ensuring that no road accident victim is denied medical care due to lack of money, particularly in emergencies where every second matters.
Prime Minister To Launch Nationwide Scheme Soon
Union Minister for Road Transport and Highways, Nitin Gadkari, has confirmed that Prime Minister Narendra Modi will soon formally launch the cashless treatment scheme for road accident victims across the country. A pilot version of the scheme has already been implemented in select regions, and based on its performance, the government is now preparing for full-scale national implementation.Discussions related to the scheme have also included broader issues such as road safety improvements, passenger convenience, simplified regulations, and smoother processes for hospitals.
Which Accidents Will Be Covered Under The Scheme
The cashless treatment scheme will apply to all road accidents involving motor vehicles, regardless of whether the accident occurs on a highway, city road, or rural route. If a motor vehicle is involved, the injured person will be eligible for treatment under the scheme.This wide coverage ensures that victims across urban and rural areas receive equal access to emergency medical care without worrying about expenses at the time of admission.
Financial Coverage And Treatment Duration Explained
Under the Road Accident Victim Cashless Treatment Scheme 2025, victims will be entitled to cashless medical treatment for up to seven days from the date of the accident. The total financial support will be capped at ₹1.5 lakh per accident.This amount is expected to cover emergency procedures, hospitalisation, and essential medical care during the critical treatment period, offering significant relief to victims and their families.
Pilot Project Results And Early Impact
The scheme was initially launched as a pilot project in March 2024 and later expanded to multiple states. Since its introduction, over ₹73 lakh has already been spent on treating road accident victims through the dedicated accident fund.Early results suggest that the scheme has helped speed up hospital admissions and reduce delays caused by payment-related concerns. With nationwide implementation, the government expects the scheme to play a major role in reducing preventable deaths caused by delayed treatment.
A Step Towards Safer Roads And Faster Care
Once fully implemented, the cashless treatment scheme could mark a major shift in how India handles road accident emergencies. By removing financial uncertainty during medical emergencies, the initiative aims to strengthen emergency response systems and save thousands of lives each year.Next Story