Every family in Punjab to get free treatment up to Rs 10 lakh; know who can benefit from the schem

Punjab Health Scheme: The Punjab government has taken a major healthcare decision. A new scheme is going to be implemented in the state, under which people will get free treatment up to Rs 10 lakh.

Punjab Health Scheme: The Punjab government has decided to provide significant relief to the people of the state regarding healthcare. Chief Minister Bhagwant Singh Mann has approved the implementation of the Chief Minister's Health Scheme from January 2026. Under this scheme, every family in Punjab will get free and cashless treatment up to Rs 10 lakh annually.

The government claims that this will directly benefit approximately three crore citizens. This decision is considered a major change in the direction of health security in the state. Earlier, the treatment limit was Rs 5 lakh, which has now been doubled. Find out who will benefit from this scheme and which diseases will be covered in this complete news report.

Which treatments will be covered up to Rs 10 lakh?

Under the Chief Minister's Health Scheme, treatment facilities will be provided in the listed government and private hospitals in Punjab and New Chandigarh. This will include treatment for serious illnesses, major surgeries, ICU and critical care. In addition, tests, medicines, pre-admission and post-admission expenses will also be covered. The entire process will be cashless and paperless.

This means that the patient will not need to pay any money out of pocket during treatment. Treatment will begin after identification and verification at the hospital. The government aims to ensure that no family has to postpone treatment due to a lack of money. This system will significantly reduce the financial and mental burden on patients and their families.

Who will benefit?

The Chief Minister's Health Scheme will benefit people from both rural and urban areas. This scheme will be a great relief for families who ignore illnesses due to fear of expensive treatment or are forced to take loans. Now, there will be no need to worry about money for treatment. Earlier, a family received facilities up to Rs 5 lakh, which has now been increased to Rs 10 lakh.

Government employees, pensioners, and ordinary citizens will all be able to avail the benefits of this scheme. This will be available without any income limit. The digital platform will provide access to a list of hospitals, treatment status, and a facility to register complaints.