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Planning to Buy the Tata Curvv? Check the Monthly EMI Before Taking a Loan

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Competition in India’s mid-size SUV market is becoming increasingly intense. In this segment, Tata Motors introduced its first coupe-style SUV, the Tata Curvv, which has attracted attention for its sporty design and sloping roofline.

If you are planning to buy this SUV through a loan, it is important to understand how much EMI you may need to pay each month

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Competition in the Mid-Size SUV Segment

The Tata Curvv competes with several popular models in India, including:

  • Hyundai Creta

  • Kia Seltos

  • Maruti Suzuki Grand Vitara

However, the Curvv stands out because of its coupe-inspired styling and modern design, which differentiates it from traditional SUVs.

Price and Variant Details

The ex-showroom price of the Tata Curvv ranges from:

  • ₹9.65 lakh to ₹18.85 lakh

The EMI calculation below is based on the top variant – Accomplished +A DCA 1.5

, priced at ₹18.85 lakh (ex-showroom).

Estimated Monthly EMI

The calculation assumes:

  • Loan amount: ₹18.85 lakh

  • Interest rate: 9.5% per year

  • Full loan amount financed

24-Month Loan (2 Years)
  • Monthly EMI: about ₹86,539

  • Total Interest Paid: about ₹1.92 lakh

This option has higher EMIs but lower overall interest.

36-Month Loan (3 Years)
  • Monthly EMI: about ₹60,375

  • Total Interest Paid: about ₹2.88 lakh

This provides a balanced EMI and moderate interest burden.

48-Month Loan (4 Years)
  • Monthly EMI: about ₹47,352

  • Total Interest Paid: about ₹3.88 lakh

This option reduces monthly payments but increases the total interest cost

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Factors That Affect Car Loan EMI

Your actual EMI for the Tata Curvv may vary depending on several factors:

  • Interest rate offered by the bank

  • Down payment amount

  • Total loan amount

  • Loan tenure (repayment period)