Diwali Shopping 2025: Best Credit Cards Offering Cashback And Rewards On Online Purchases

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As Diwali approaches, festive shopping lists are growing longer from gifts and home décor to electronics and clothing. This year, instead of spending more, you can actually save more with the right credit card.
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Several banks are offering attractive cashback, discounts, and rewards on online shopping during the festive season. Here’s a list of some of the best credit cards that can help you maximise your savings while enjoying a seamless Diwali shopping experience.

1. SBI Cashback Credit Card


The SBI Cashback Credit Card offers 5% cashback on all online spends without any merchant restrictions and 1% cashback on offline purchases. However, cashback is not applicable on merchant EMI or Flexipay EMI transactions. Perfect for frequent online shoppers who prefer flexibility.

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2. Amazon Pay ICICI Credit Card


ICICI Bank’s Amazon Pay Credit Card gives 4% cashback on Amazon purchases. Prime members enjoy 5X reward points, while non-Prime members earn 3X points. Additionally, cardholders earn 2X points with over 100 partner merchants — making it a great option for those who shop regularly on Amazon.

3. Flipkart Axis Bank Credit Card


The Flipkart Axis Bank Credit Card provides 7.5% cashback on Myntra, 5% cashback on Flipkart and Cleartrip, and 4% cashback on preferred merchants. With unlimited cashback potential, this card is ideal for users who shop across multiple platforms.


4. HDFC Millennia Credit Card


HDFC Bank’s Millennia Credit Card rewards you with 5% cashback on Amazon, Flipkart, and BookMyShow (up to ₹1,000 per quarter) and 1% cashback on other purchases. The card also offers EMI facilities for large festive purchases, helping you manage expenses easily.

5. Axis Bank ACE Credit Card


The Axis ACE Credit Card is perfect for utility payments and daily expenses. It offers 5% cashback on bill payments and recharges made via Google Pay (including electricity, internet, gas, DTH, and mobile). You also get 4% cashback on Swiggy and Zomato, and 1.5% cashback on all other spends.

Disclaimer: This article aims to inform readers about credit card offers available during Diwali 2025. NewsPoint does not promote or endorse borrowing or credit card use. Credit involves financial risk, including high interest rates and hidden charges. Please consult certified financial experts before applying for or using credit products.


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