Want ₹37,500 Interest? Check Out LIC’s Latest FD Scheme

Investors have a reason to rejoice. The Life Insurance Corporation of India (LIC) has introduced two new fixed deposit schemes that promise secure and profitable returns. By investing ₹2 lakh in these schemes, senior citizens can earn up to ₹14,500 per year, while larger investments can generate even higher interest.

LIC’s New Investment Options

LIC recently launched:

1. Sanchay Public Deposit Scheme
2. Green Deposit Scheme

These schemes are flexible, allowing investors to choose the deposit amount, tenure, and plan type according to their needs. Both individuals and companies can invest, making these schemes widely accessible.

Investment Range and Features

• Minimum investment: ₹20,000
• Maximum investment: ₹3 crore
• Six maturity slabs with varying interest rates
• Senior citizens receive an extra 0.25% interest
• Loan facility: Borrow up to 75% of the deposit amount

Interest Rates You Can Expect

The interest rates for these LIC FD schemes are competitive:

• 15 and 18 months: 6.75%
• 2 years: 6.80%
• 3 years: 6.85%
• 5 years: 6.90%
• Senior citizens: 7.50% across all tenures

For example:

• Investing ₹20,000 for 5 years will yield ₹27,920 at maturity, including ₹7,920 as interest.
• Senior citizens investing ₹2 lakh can earn ₹14,500 per year.
• A ₹5 lakh investment generates ₹37,500 annually in interest, ensuring a worry-free return.

Why Invest in LIC FD Schemes?

These schemes are ideal for anyone looking to:

• Secure their future with guaranteed returns
• Earn attractive interest rates safely
• Take advantage of senior citizen benefits
• Access a loan against deposits if needed

LIC’s new Sanchay and Green Deposit schemes combine safety, flexibility, and strong returns, making them a top choice for smart investors in 2025.

If you want to grow your savings while keeping your money safe, LIC’s new FD schemes are worth considering. From safe returns to senior citizen bonuses, these plans make earning money simple, secure, and stress-free.

Invest smartly today and enjoy guaranteed interest returns year after year.