EPF Vs NPS Vs PPF Vs Mutual Funds: Which Investment Offers The Best Liquidity?

For many investors, the focus when choosing a retirement investment is on returns, tax treatment and safety. Yet another factor can become critical when an unexpected expense arises: how quickly can the money actually be accessed? EPF, PPF, NPS and mutual funds all serve different purposes, and their withdrawal rules can make a significant difference when funds are urgently required.