Kotak Mahindra Bank alert: No UPI, ATM tom

Kotak Mahindra Bank has announced that on in the early morning hours of November 23, 2025, the unified payment interface (UPI), ATM transactions above Rs 20,000 and both the new and old Kotak Mahindra Bank mobile banking application will not be unavailable.

Kotak Mahindra Bank said in its email to customers: “To provide you with a seamless banking experience, our systems will be undergoing a maintenance activity.Due to the scheduled maintenance, some services will not be available as per the details mentioned below:

Kotak Mahindra Bank has said that customers are requested to kindly plan their banking activities in advance to avoid any inconvenience before the scheduled downtime.

Recently Kotak Mahindra Bank, in collaboration with super.money, launched a bank account called Kotak811 3-in-1 account. This account is a combination of a zero-balance savings account, a fixed deposit (FD), and a secured credit card named Kotak811 super.money. This is an FD-backed credit card. It is issued against a fixed deposit, with your credit limit being 90% of your FD value. The credit card can also be issued to a person with a low credit score.

Kotak811 super.money credit card is issued against a fixed deposit (FD) investment. You can apply for this card online after investing a minimum of Rs 1,000 in an FD. Some of the salient features of the Kotak811 super.money credit card are-

• Credit limit up to 90% of your FD
• Lifetime free card (no annual fee)
• Attractive interest rates on FD
• Cashback benefits on eligible spends
• Life-time free credit card condition

Kotak811 Super Money credit card is free lifetime only for customers who make a fixed deposit of at least Rs 5,000. A joining fee of Rs 249 plus tax is applicable for an FD of less than Rs 5,000 and if one opts for a physical card.

What is Kotak Mahindra Bank 811 super savings account?

According to Kotak Mahindra Bank website, here’s the eligibility criteria for 811 Super Account:

Customers need to add Rs 10,000 in their 811 Account to be eligible for upgrading to 811 Super A/c.

On a monthly basis, customers need to do at least one customer initiated credit transaction of minimum Rs 10,000 to get eligible for 811 Super cashback.

811 Super will be offered for one year from the date of subscription.

811 Super is an exclusive program available to a limited set of customers. Eligibility for 811 Super can also be checked through the Kotak811 App.