Monsoon Vehicle Insurance: Why Comprehensive Cover May Not Be Enough During Flooding

India's monsoon can turn everyday driving into a challenge, with flooded roads, potholes, waterlogging and sudden downpours increasing the chances of vehicle damage. For car owners, having motor insurance is only the first step. The extent of protection depends on the policy and selected add-ons. Electric vehicle owners, in particular, need to understand how their battery and other specialised components are covered. Choosing appropriate protection before the rains arrive can help reduce the financial impact of unexpected repairs.