PPF: April Lump Sum Or Monthly Deposits? Timing Can Change Your Final Corpus

If you plan to invest the maximum ₹1.5 lakh in the Public Provident Fund (PPF) every year, the amount you invest is only one part of the equation. The timing of your deposit can also influence your final maturity corpus. An investor who puts the entire sum into the account at the start of the financial year may earn more over time than someone investing ₹12,500 every month. The difference arises from the way PPF interest is calculated.