Rs 1,000 SIP For 25 Years: How A Small Monthly Investment Can Grow Into A Bigger Corpus

A Rs 1 ,000 monthly SIP may look modest, but it can provide a practical starting point for someone beginning their investment journey. The real difference, however, may come from what happens after the SIP begins. As salaries and disposable income increase, investors can raise their monthly contribution instead of keeping it unchanged for decades. Illustrative calculations show that a fixed Rs 1,000 SIP over 25 years could build around Rs 19 lakh at an assumed 12% annual return, while a 10% yearly step-up could take the estimated corpus to roughly Rs 32 lakh.