₹10,000 SIP Vs ₹10 Lakh FD: Which Investment Could Build A Bigger Corpus In 15 Years?

A ₹10 ,000 monthly SIP and a ₹10 lakh fixed deposit may both be used to build wealth, but they work in fundamentally different ways. The SIP involves making regular investments in a market-linked mutual fund, while the FD requires a lump-sum deposit for a predetermined period at a fixed interest rate. A 15-year illustration shows how the two can produce very different outcomes, but the comparison must also account for the amount invested and the level of risk involved.