SBI Mutual Fund: 3 Debt Schemes Conservative Investors Can Explore Instead Of FDs

For investors who prefer to limit exposure to equity-market swings, debt mutual funds can provide another way to allocate money across fixed-income and money-market instruments. The choice, however, should depend on the investment horizon, liquidity requirement and ability to handle fluctuations in returns. Three SBI Mutual Fund schemes — Savings Fund, Low Duration Fund and Banking and PSU Fund — follow different strategies and can cater to different short and medium-term requirements.