Senior Citizen FD Rates 2025: Which Bank Offers The Best Returns On Deposits Across Tenures?

For senior citizens in India, fixed deposits (FDs) continue to remain one of the most trusted avenues for safe and steady income. Their appeal lies in guaranteed returns and slightly higher interest rates compared to those offered to general citizens. With varying schemes across public and private sector banks, retirees have the flexibility to choose tenure and plans as per their financial goals. According to experts, senior citizen FDs are a cornerstone for low-risk retirement planning.