Bank Holiday Today: Are banks open or closed today, October 31? Find out..

Bank Holiday Today, October 31, 2026: If you are planning to visit a bank today—a Saturday—this update is for you. Today, October 31, is the last Saturday of the month. Many people prefer to use their weekend free time to deposit cheques, deposit cash, or handle other account-related tasks. However, because it is a Saturday, people often wonder whether banks are open or closed. This is because banks remain closed on certain Saturdays, while they operate normally on others.

It is, therefore, important to check whether today is a bank holiday before you head out—otherwise, you might arrive at the bank only to find it locked. Let’s take a look at the latest updates regarding bank holidays for institutions like SBI, HDFC, ICICI, and others.

Are banks open or closed today, October 31?

Today, Saturday, October 31, 2026, banks will remain open in most cities across the country. However, there is a bank holiday in Gujarat today, marking the birth anniversary of Sardar Vallabhbhai Patel. In all states other than Gujarat, bank branches will function as usual. Since today is the fifth Saturday of the month, it is worth noting that, according to Reserve Bank of India (RBI) guidelines, banks in the country remain closed on the second and fourth Saturdays of every month, while they remain open on the first, third, and fifth Saturdays. That said, banks may also remain closed in specific states if a separate holiday is declared there.

Why is there a bank holiday in Gujarat today?

Banks in Gujarat will remain closed on October 31 to mark the birth anniversary of Sardar Vallabhbhai Patel. This date has been designated as a bank holiday in the Gujarat government’s official 2026 bank holiday calendar. Consequently, bank branches across all parts of Gujarat—including Ahmedabad—will remain closed. This holiday applies to both public and private sector banks. This means that in Gujarat, all bank branches—including those of SBI, HDFC Bank, and ICICI Bank—will remain closed today.

Banks will remain open today in these cities.

According to the RBI’s holiday calendar, banks will remain open today in cities such as Bengaluru, Bhopal, Chandigarh, Chennai, Jaipur, Jammu, Kolkata, Lucknow, Mumbai, New Delhi, Patna, and Thiruvananthapuram. No bank holiday has been declared for today in these cities and states; therefore, residents in these areas can visit their banks to attend to any necessary tasks.

Services available even when bank branches are closed

Even when bank branches are closed due to a holiday, customers can continue to access digital banking services. Most banking tasks—such as transferring funds, paying bills, and managing various account-related activities—can be completed from home using online banking, mobile banking apps, or UPI.

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