Paytm AU Bank Credit Card: Get this new card with zero fees and enjoy significant savings on UPI payments..

Paytm AU Bank Credit Card: Nowadays, people use UPI for payments everywhere—from local tea stalls to large showrooms. Imagine if you could make significant savings on these everyday expenses, both large and small. Recognizing this need, Paytm has partnered with AU Small Finance Bank to launch a special RuPay credit card called the ‘Paytm AU SFB Credit Card.’ The best part? You don’t have to spend a single rupee to obtain or use it.

Substantial Savings on UPI Payments and Travel Bookings

People often avoid getting a credit card because of the annual fees involved. However, this new RuPay card from Paytm comes with no joining fee and no annual charges—it is completely free for life. In terms of benefits, you can earn up to 2% in rewards on eligible transactions, such as purchasing groceries or paying for cab rides via Paytm UPI. Furthermore, booking tickets through ‘Paytm Travel’ or purchasing digital gold via Paytm earns you a 5% reward. According to Yogesh Jain, Deputy CEO of AU Small Finance Bank, this card offers far greater value than standard credit cards, providing rewards on UPI payments, travel, and gold purchases, along with exclusive perks like access to airport lounges for the whole family.

Free Airport Lounge Access for the Entire Family

According to the company, this is the country’s first credit card that grants free airport lounge access to the entire family. Previously, most credit cards only allowed the primary cardholder to access such lounges. With this new card, a family of four can enjoy airport lounge access together, free of charge. This benefit is available when booking eligible round-trip flight tickets through the Paytm app. Cardholders are entitled to 12 free family lounge visits per year. You don’t even need to present the physical card at the airport; entry can be gained simply by scanning a QR code. A Paytm spokesperson noted that when a family travels together, the benefits of the card should be accessible to the entire family. This partnership reflects that philosophy, while also offering savings on everyday UPI transactions.

Purchase gold using accumulated reward points

Often, redeeming reward points earned on credit cards can be a hassle. However, this card makes the process very simple. You can use the reward points accumulated in your account to purchase Paytm Gold directly. In this system, 1 reward point is valued at exactly ₹1. If you prefer not to buy gold, you can exchange these points for various shopping vouchers. Additionally, these points can easily be used for mobile recharges or to pay electricity and water bills.

Apply for the card from the comfort of your home

You do not need to visit a bank branch or deal with agents to obtain this lifetime-free card. You can apply for it in just a few minutes using your mobile phone. Start by opening the Paytm app on your phone and typing "Credit Card" into the search box. Select the "Get Credit Card" option that appears. From the list of available cards, choose the "Paytm AU SFB Credit Card." Click the "Apply Now" button and enter the required information. Finally, you can complete the KYC (Know Your Customer) process directly from your mobile phone. Once the form is submitted, you can check within the Paytm app itself when your card will arrive.

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