Retirement Planning: How much money should you withdraw from your retirement fund each year? Learn these 6 'golden rules'..

Retirement Corpus Annual Withdrawal Rate: Building a substantial retirement fund is akin to winning half the battle. The real challenge begins when your monthly salary stops. The crucial question then arises: how much money should be withdrawn annually from your accumulated savings to ensure the fund doesn't run out prematurely during your old age, allowing you to live comfortably without financial hardship?

Withdrawing a large amount initially might make the first few years comfortable, but managing inflation and medical expenses in later years could become difficult. Here is the right withdrawal strategy based on SEBI guidelines and expert advice.

1- Start with the 3% to 4% withdrawal rule