How to Use UPI ATM for Interoperable Cash Deposit (ICD)

The Unified Payments Interface (UPI) has transformed the way India manages digital transactions, and its integration with ATMs is a major step forward. With the launch of UPI-enabled ATMs , customers can now perform cash withdrawals and deposits using just their UPI apps, without the need for debit or credit cards. The Interoperable Cash Deposit (ICD) feature is particularly revolutionary, allowing users to deposit cash into their bank accounts through ATMs operated by different banks.