EPF Vs PPF Returns Compared For 15-Year Investment Of Rs 1.2 Lakh Annually

EPF Vs PPF; Which Scheme Delivers Better Returns For Rs 1.2 Lakh Annual Investment: Retirement planning has become an essential part of personal finance, especially for individuals looking to secure their financial future with disciplined long-term investments. Among the most trusted options in India are government-backed savings schemes such as the Employee Provident Fund and the Public Provident Fund. Both are widely used for building a retirement corpus and offer tax benefits as well as steady interest income. However, they differ in several aspects such as eligibility, interest rates, flexibility and withdrawal rules. A simple comparison based on a fixed yearly investment can help investors understand which scheme may offer higher returns over time.