EPFO 3.0 may enable PF withdrawals via UPI and ATMs

EPFO members may withdraw 50%-75%

EPFO members may be able to transfer eligible PF funds directly to their Aadhaar-linked bank accounts using UPI-based services.
EPF-linked ATM cards will let you pull out cash just like a regular debit card.
EPFO members may be allowed to withdraw between 50% and 75% of their eligible PF balance, making sure at least 25% stays put for your retirement savings.