Fixed Deposit Rates June 2026: Top Banks Offering Up to 8.1% FD Interest Rates
Fixed Deposit Rates June 2026 continue to attract investors seeking safe and predictable returns, with several banks offering competitive interest rates across different tenures. While traditional public and private sector banks remain popular, small finance banks are leading the chart by offering FD interest rates of up to 8.1%. However, choosing the right fixed deposit should involve more than simply picking the highest rate. Investors should also consider the bank's financial strength, deposit tenure, liquidity requirements and withdrawal terms before investing.
Small Finance Banks Lead with FD Rates of Up to 8.1%
Small finance banks (SFBs) remain the top choice for investors looking to maximise returns on fixed deposits. Several SFBs are currently offering interest rates of 8% or more on select tenures.
Top FD offers from Small Finance Banks
These banks continue to provide some of the highest fixed deposit returns available in the market, making them attractive for investors willing to explore options beyond traditional banks.
Private Sector Banks Offer FD Rates Up to 7.5%
Private banks may not match the highest rates offered by SFBs, but they remain a preferred choice for many customers because of their wider branch networks, digital banking facilities and established reputation.
Best FD rates among private banks
Several other private banks also continue to offer FD rates above 7% for specific deposit periods.
Small Finance Banks Lead with FD Rates of Up to 8.1%
Small finance banks (SFBs) remain the top choice for investors looking to maximise returns on fixed deposits. Several SFBs are currently offering interest rates of 8% or more on select tenures.
Top FD offers from Small Finance Banks
- Suryoday Small Finance Bank: 8.1% for a 30-month deposit
- Utkarsh Small Finance Bank: 8.1% for a 666-day FD
- Jana Small Finance Bank: 8% for deposits above two years and up to three years
- Equitas Small Finance Bank: Up to 8% under its Maxima FD scheme
- Shivalik Small Finance Bank: Up to 8% for select tenures
These banks continue to provide some of the highest fixed deposit returns available in the market, making them attractive for investors willing to explore options beyond traditional banks.
Private Sector Banks Offer FD Rates Up to 7.5%
Private banks may not match the highest rates offered by SFBs, but they remain a preferred choice for many customers because of their wider branch networks, digital banking facilities and established reputation.
Best FD rates among private banks
- DCB Bank: Up to 7.5% on selected tenures
- IDFC FIRST Bank: Up to 7.35% for deposits between 500 days and three years
- RBL Bank: Up to 7.2% for deposits ranging from 18 months to three years
- Bandhan Bank: Up to 7.45% for deposits between two and three years
- YES Bank: Up to 7.25% for deposits between 18 and 24 months
- Tamilnad Mercantile Bank: Up to 7.25% under the TMB567 scheme
Several other private banks also continue to offer FD rates above 7% for specific deposit periods.