How A Rs 5,000 Monthly SIP Can Reach Rs 20 Lakh Years Before A Rs 1 Lakh One-Time Investment

Mutual funds continue to attract investors looking to create wealth over the long term, but selecting the right investment approach remains an important decision. The two most common options are investing through a Systematic Investment Plan (SIP) or making a one-time lump sum investment. Each strategy has its own strengths, depending on an investor's financial situation and goals. A comparison based on an assumed annual return of 12% shows how these two approaches differ when targeting a corpus of Rs 20 lakh.