PM SVANidhi Credit Card Launched:Street Vendors Eligible For ₹30,000 Interest-Free Loan

India’s street vendors and small shopkeepers are stepping into a new era of digital finance with the launch of the PM SVANidhi Credit Card in January 2026. Introduced by Prime Minister Narendra Modi, this initiative aims to make day-to-day business easier for small traders by providing quick, paperless access to working capital without collateral or heavy interest burden.