SBI Alert: UPI, YONO and Internet Banking to Be Unavailable for 45 Minutes on October 24

SBI services will face a temporary disruption on October 24, 2026, as the State Bank of India (SBI) carries out scheduled maintenance. Several digital banking facilities, including UPI, IMPS, YONO, Internet Banking, NEFT and RTGS, will be unavailable for 45 minutes, from 1:45 AM to 2:30 AM IST. Customers planning online transactions during this period should take note of the timings and make alternative arrangements to avoid inconvenience.

SBI Banking Services to Remain Unavailable

The scheduled maintenance will temporarily affect multiple payment and banking channels used by SBI customers. During the 45-minute window, customers may not be able to transfer money or access certain banking facilities through the bank's digital platforms.

The affected services include:

• UPI: Digital payments and money transfers through UPI.
• IMPS: Immediate interbank fund transfers.
• YONO: SBI's mobile banking and digital banking platform.
• Internet Banking: Online access to banking facilities.
• NEFT: Electronic fund transfers between bank accounts.
• RTGS: Real-time gross settlement for eligible high-value transfers.

Customers who need to make urgent payments or transfer money should complete their transactions before the maintenance window, wherever possible.

SBI Maintenance Timings: Check the Schedule

Here are the key details customers should know about the temporary disruption.

• Bank: State Bank of India (SBI)
• Maintenance Date: October 24, 2026
• Start Time: 1:45 AM IST
• End Time: 2:30 AM IST
• Duration: 45 minutes
• Affected Services: UPI, IMPS, YONO, Internet Banking, NEFT and RTGS

The maintenance is scheduled for the early morning hours. However, customers with overnight transactions or time-sensitive payments should plan accordingly. SBI has apologised for the inconvenience and thanked customers for their patience and understanding.

What Can SBI Customers Use During the Disruption?

Customers can consider alternative payment options while the affected services are temporarily unavailable.

• UPI Lite: Customers who have already set up UPI Lite may be able to use it for eligible small-value payments, subject to the service's availability and applicable limits.
• ATM services: Customers can consider using ATMs for eligible services, such as cash withdrawals. Availability may vary depending on the specific service and any applicable restrictions.

It is advisable to avoid leaving urgent transactions until the maintenance period. Customers should also check SBI's official communication for the latest information about service availability.

SBI Bank Holiday Update: October 24 to October 26

Apart from the scheduled digital banking maintenance, customers should also be aware of upcoming bank holidays. The final days of October may affect access to physical bank branches in different parts of India.

According to the Reserve Bank of India's bank holiday calendar, October 24, 2026, falls on the fourth Saturday of the month. Banks across India generally remain closed on the second and fourth Saturdays, as well as on Sundays.

October 25 falls on a Sunday, meaning bank branches will remain closed on both October 24 and October 25. Customers who need to visit a branch for cash-related work, documentation or other banking services should plan ahead.

Digital banking facilities generally remain available on regular bank holidays, although individual services may be affected by scheduled maintenance or other technical issues.

Banks to Remain Closed in These Regions on October 26

On October 26, 2026, bank branches are scheduled to remain closed in certain states and regions in connection with occasions including Lakshmi Puja, Accession Day and Maharishi Valmiki Jayanti.

The regions mentioned for the holiday are:

• Srinagar
• Jammu
• Himachal Pradesh
• Punjab
• Haryana
• Karnataka
• Tripura

Bank holidays vary by state and occasion. Customers should check the RBI's official holiday calendar or confirm with their local bank branch before planning a visit.

What Should SBI Customers Do Before October 24?

To avoid last-minute difficulties, SBI customers should take a few precautions before the scheduled maintenance.

• Complete urgent online money transfers before 1:45 AM on October 24.
• Avoid scheduling time-sensitive payments during the 45-minute maintenance window.
• Keep an alternative payment method available for essential transactions.
• Use UPI Lite for eligible payments if the facility remains available.
• Check local bank holidays before visiting a branch between October 24 and October 26.

The temporary disruption is scheduled to last only 45 minutes, but planning ahead can help customers avoid payment delays. Those with important banking work should also account for the weekend and state-specific holidays when deciding whether to visit a branch.